Review of Design of Speech Recognition and Text Analytics based Digital Banking Customer Interface and Future Directions of Technology Adoption

12/13/2017 ∙ by Amal K Saha, et al. ∙ 0

Banking is one of the most significant adopters of cutting-edge information technologies. Since its modern era beginning in the form of paper based accounting maintained in the branch, adoption of computerized system made it possible to centralize the processing in data centre and improve customer experience by making a more available and efficient system. The latest twist in this evolution is adoption of natural language processing and speech recognition in the user interface between the human and the system and use of machine learning and advanced analytics, in general, for backend processing as well. The paper reviews the progress of technology adoption in the field and comments on the maturity level of solutions involving less studied or low-resource languages like Hindi and also other Indian, regional languages. Furthermore, it also provides an analysis from a prototype built by us. The future directions of this area are also highlighted.



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