Cross-Domain Deep Face Matching for Real Banking Security Systems
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Ensuring the security of transactions is currently one of the major challenges facing banking systems. The usage of face for biometric authentication of users is becoming adopted worldwide due its convenience and acceptability by people, and also given that, nowadays, almost all computers and mobile devices have built-in cameras. Such user authentication approach is attracting large investments from banking and financial institutions, especially in cross-domain scenarios, in which facial images from ID documents are compared with digital self-portraits (selfies) taken with the cameras of mobile devices, for the automated opening of new checking accounts or financial transactions authorization. In this work, besides of collecting a large cross-domain face database, with 27,002 real facial images of selfies and ID documents (13,501 subjects) captured from the systems of the major public Brazilian bank, we propose a novel approach for such cross-domain face matching based on deep features extracted by two well-referenced Convolutional Neural Networks (CNN). Results obtained on the large dataset collected, which we called FaceBank, with accuracy rates higher than 93 robustness of the proposed approach to the cross-domain problem (comparing faces in IDs and selfies) and its feasible application in real banking security systems.
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