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09/09/2020
Developing and Improving Risk Models using Machine-learning Based Algorithms
The objective of this study is to develop a good risk model for classify...
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09/09/2020
Improving Investment Suggestions for Peer-to-Peer (P2P) Lending via Integrating Credit Scoring into Profit Scoring
In the peer-to-peer (P2P) lending market, lenders lend the money to the ...
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03/13/2019
Predicting class-imbalanced business risk using resampling, regularization, and model ensembling algorithms
We aim at developing and improving the imbalanced business risk modeling...
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02/13/2019
Modeling default rate in P2P lending via LSTM
With the fast development of peer to peer (P2P) lending, financial insti...
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01/24/2019
A XGBoost risk model via feature selection and Bayesian hyper-parameter optimization
This paper aims to explore models based on the extreme gradient boosting...
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01/02/2019
An Automatic Interaction Detection Hybrid Model for Bankcard Response Classification
In this paper, we propose a hybrid bankcard response model, which integr...
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12/06/2018