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07/13/2023
Money: Who Has a Stake in the Most Value-Centric Common Design Material?
Money is more than just a numeric value. It embodies trust and moral gra...
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07/11/2023
A Non-Custodial Wallet for CBDC: Design Challenges and Opportunities
Central Bank Digital Currency (CBDC) is a novel form of money that could...
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05/15/2023
Response to "The digital pound: a new form of money for households and businesses"
This document constitutes a response to a Consultation Paper published b...
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09/24/2022
Certified Hardware Requirements Undermine Digital Currency
Design approaches based on certified hardware have featured prominently ...
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07/15/2022
Tokens and Distributed Ledgers in Digital Payment Systems
In this article, we consider the roles of tokens and distributed ledgers...
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01/18/2022
Identification for Accountability vs Privacy
This document considers the counteracting requirements of privacy and ac...
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08/12/2021
The Development of Central Bank Digital Currency in China: An Analysis
The People's Bank of China (PBOC) has launched an ambitious project to d...
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08/10/2021
Decentralised Trust for the Digital Economy
We propose a research initiative to explore and evaluate end-user techno...
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01/13/2021
A Digital Currency Architecture for Privacy and Owner-Custodianship
We propose an approach to digital currency that would allow people witho...
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12/02/2020
Analysis of a Decentralised Digital Token Architecture for Public Transport
Digitisation is often viewed as beneficial to a user. Where originally p...
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07/09/2020
Serverless Electronic Mail
We describe a simple approach to peer-to-peer electronic mail that would...
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06/10/2020
Privacy by Design in Value-Exchange Systems
This article addresses some of the most contentious issues related to pr...
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06/04/2020
Digital Currency and Economic Crises: Helping States Respond
The current crisis, at the time of writing, has had a profound impact on...
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06/04/2020
Digital Currency and the Economic Crisis: Helping States Respond
The current crisis, at the time of writing, has had a profound impact on...
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09/16/2019
Data management for platform-mediated public services: Challenges and best practices
Services mediated by ICT platforms have shaped the landscape of the digi...
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08/20/2019
